About & contact
Card payments with clear costs, from a team you can talk to.
Pay2Pay provides card acceptance for South African businesses — flat rates, next-business-day payouts and machines suited to how you trade.
Who we are
Built for South African merchants.
Pay2Pay exists to make card acceptance straightforward. Instead of layered charges and opaque statements, we work on flat, VAT-inclusive rates — 1% on debit, 2% on credit and 3% on foreign cards — with R0 upfront device cost, R0 delivery, R0 activation and no recurring fixed fees.
We target established businesses processing at least R50,000 in card transactions a month, and we assess every setup before recommending one: how you trade, where payments happen and what your machines need to do. If Pay2Pay is not the right fit, we will say so.
Funds are paid out T+1 — one business day after the transaction day — to any bank, and our call-centre support team is available when you need help. Pay2Pay may terminate the agreement if the merchant processes less than R50,000 in card transactions in each of three consecutive months.
What you can expect
Straight answers at every step.
- A proper review of your current costs before any comparison
- Machine recommendations based on how you trade — not a fixed catalogue
- Flat, VAT-inclusive rates with nothing upfront and no fixed monthly fees
- T+1 payouts to any bank, with weekend transactions paid on Monday
- Call-centre support when you need help
Get in touch
Send us an enquiry.
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Compare my fees
See the rates and work out your estimated monthly fee with the calculator — no contact details required.
Corporate payments
Multiple sites or higher volumes? Start a corporate enquiry instead.