Switch to Pay2Pay

Switching is a process. We walk it with you.

No hard sell and no instant promises — a straightforward three-step assessment to see whether Pay2Pay genuinely fits your business before anything changes.

Why we assess first

A proper look before a proper answer.

Every business pays card acceptance costs differently. Before recommending a switch, we review what you currently pay, what your machines and setup need to do, and how a change would fit into your trading week. You get an honest picture — including if the answer is that switching isn't worth it for you.

The three steps

How switching works

1

Step 1

Review your current costs

Bring what you know about your current card processing — your provider, your rates and your monthly volumes. Together we work out what you are effectively paying today, so any comparison starts from real numbers, not guesses.

2

Step 2

Assess the functions you need

We look at how you trade: where payments happen, how many payment points you need, what your machines must do and what reporting matters to you. This is where we establish what a suitable setup looks like for your business.

3

Step 3

Discuss a suitable setup and next steps

We present what a Pay2Pay setup would look like for you — the machines, the rates and the next steps. You decide in your own time. There are no switching-time promises; we will tell you honestly what the process involves for your situation.

Worth knowing

What to have ready for the review

  • Your current provider and what you are paying them
  • Your approximate monthly card volume — the offer requires at least R50,000
  • How your current machines connect and whether you would keep or replace them
  • Any contracts or notice periods you may be tied into

The offer on the table

If you switch, this is what you get.

  • 1% debit, 2% credit and 3% foreign card rates — all rates include VAT
  • R0 upfront device cost, R0 delivery, R0 activation
  • No recurring fixed fees
  • T+1 payouts to any bank — one business day after the transaction day; no weekend payouts, weekend transactions are paid out on Monday
  • Call-centre support when you need help
  • Minimum R50,000 in monthly card transactions applies; Pay2Pay may terminate the agreement if the merchant processes less than R50,000 in card transactions in each of three consecutive months

Ready to start with a numbers review?

Work out your estimated monthly fee with our calculator, or send us your details and we will compare your current costs against our flat rates.

Pay2Pay

Card payments with clear costs for South African businesses. Payments made clear.

The offer

  • Debit cards 1% incl. VAT
  • Credit cards 2% incl. VAT
  • Foreign cards 3% incl. VAT
  • R0 upfront device cost, delivery and activation
  • No recurring fixed fees
  • Minimum R50,000 monthly card transactions
  • Payouts to any bank, T+1

© 2026 Pay2Pay. All rights reserved.

All rates include VAT.